In observance of Thanksgiving, our offices will be closed Thursday, November 22nd.
October is Cybersecurity Awareness Month
Learn more, get involved and do your part to make the internet safer and more secure for everyone. The theme for NCSAM is Our Shared Responsibility. https://staysafeonline.org
Enjoy Extra Jingle in Your Pocket with a Jingle Loan. Borrow up to $1,500 at 5.99% APR* for 12 months. *APR=Annual Percentage Rate or 6.13% Annual Percentage Yield. Terms and conditions apply. Contact one of our Loan Officers today or simply fill out the Loan Application. You don’t even have to be a member with us to apply!
Vishing Scam Leads to PIN-Based Debit Fraud.
Members are being targeted in a vishing (phone-based phishing) scam in which fraudsters spoof phone numbers making the calls appear to originate from the credit union. The members are duped into providing CVV2/CVC2 codes and expiration dates for their debit cards. The fraudsters, already possessing the counterfeit mag stripe debit cards, use the information to change the PINs through voice response units. Then, they use the counterfeit cards to make ATM withdrawals, as well as purchases at Wal-Mart in Florida and Georgia. Credit unions in Indiana, Kentucky, Ohio, and Virginia have been impacted by the scam.
Never give personal information over the phone.
Use "credit" not "debit" on all transactions (except ATM cash withdrawals). This can protect you from potential PIN access fraud.
Account Verification Letter
The Credit Union’s independent auditors, Nearman, Maynard, Vallez, CPAs, PA., are conducting an annual audit of our financial statement. This is an important part of fulfilling the audit requirement established by the National Credit Union Administration, the governmental body that regulates all federally insured credit unions. If you receive a letter asking to verify your account balance as of March 31, 2018, please complete and return as instructed.
Take a Break from Your Loan Payment—Once Every Six Months—With Skip-a-Payment!
You’ve probably experienced a time when money was tight. Now UARK FCU can help you get the extra cash you need by letting you postpone up to two monthly loan payments* per year without hurting your credit! To participate, simply complete and return a skip-a-payment application along with a $25 processing fee for each deferred loan payment.
*Interest will continue to accumulate on your loan during the month you skip your payment. Each member is allowed to skip a monthly payment after six months worth of payments have been applied. Credit cards and loans secured by real estate do not qualify for this program. All loan payments must be current to qualify. All accounts must be in good standing to qualify. Skipping a payment on your vehicle loan may result in an amount owing after GAP insurance has paid, if applicable. Please allow a minimum of two weeks for us to process your request.