Checking

Checking options and features with you in mind.

With several personal checking accounts and packages to choose from, we have an option that works just the way you need it to. You can count on that.

 

UARK Platinum
Share Draft Account

The cream of the crop account that offers appealing rewards by BaZing and earns dividends.

UARK Advantage
Share Draft Account

Similar to the UARK Checking, but UARK Advantage includes additional services by BaZing.

UARK Checking
Share Draft Account

After joining UARK you can open your Basic Share Draft (Checking) Account. Forget about the large opening deposits, high daily balance requirements and service charges. UARK checking is a simple and easy account that saves you money.

Access Share Draft
Account

At UARK we know how quickly an accidental overdraft can snowball. We are proud to offer Access to a checking account for folks who need a second chance*

 
 

Platinum Share Draft Account benefits include

  • Earn Dividends on average daily balances > $1000
  • Mobile Deposit*
  • Electronic Itemized Monthly Statements
  • No Per-Check Fees
  • Free VISA Check Card
  • Internet Home Banking
  • Online Bill Pay
  • 24-Hour Telephone Teller
  • Free Notary Service
  • Free Initial Box of Checks for members 60 years of age or older

    • Benefits of BaZing
  • Shop local, save local with BaZing savings Local discounts and national retailer deals to save you money on shopping, dining, travel and more.
  • Cell phone protection1,2 Receive up to $600 per claim ($1200 per year) if your cell phone is broken or stolen.
  • ID Theft Aid 1B Credit Monitoring 3 Your credit report is monitored for suspicious activity. Credit report and credit score Get a free quarterly credit report and quarterly updated credit score.
  • Fraud resolution Receive expert help on fraud resolution if you become a victim of identity theft. $10,000 Personal identity theft benefit1,2
  • Roadside assistance Available 24/7 and free to use, up to $80 in covered service charges. $25,000 travel accidental death coverage2 You’re covered for accidental death should the unexpected happen.
  • Health Savings Card Save money on prescriptions, eye exams, frames, lenses and hearing services.
  • Buyer’s Protection and Extended Warranty1,2 Newly purchased items are protected for up to $2,500 per item if theft or accidental breakage occurs during the first 180 days of purchase, plus one year extended warranty.
  • Great interest on your checking balance Earn dividends on average daily balances greater than $1,000.

When checking with UARK Advantage, you’ll receive numerous benefits including

  • No Minimum Balance Requirement
  • Mobile Deposit*
  • Electronic Itemized Monthly Statements
  • No Per-Check Fees
  • Free VISA Check Card
  • Free Notary Service
  • Free Initial Box of Checks for members 60 years of age or older
  • Internet Home Banking
  • Online Bill Pay
  • 24-Hour Telephone Teller

    • Benefits of BaZing
  • Shop local, save local with BaZing savings Local discounts and national retailer deals to save you money on shopping, dining, travel and more.
  • Cell phone protection1,2 Receive up to $400 per claim ($800 per year) if your cell phone is broken or stolen.
  • ID theft aid1,2 Includes payment card fraud resolution and $2,500 in personal identity theft benefit.
  • Roadside assistance Available 24/7 and free to use, up to $80 in covered service charges. $10,000 travel accidental death coverage2 Peace of mind for the unexpected.
  • Health Savings Card Save money on prescriptions, eye exams, frames, lenses and hearing services.
  • Buyer’s Protection and Extended Warranty1,2 Newly purchased items are protected for up to $2,500 per item if theft or accidental breakage occurs during the first 180 days of purchase, plus one year extended warranty.

When checking with UARK, you’ll receive numerous benefits including

  • No Minimum Balance Requirement
  • Mobile Deposit*
  • Itemized Monthly Statements
  • No Per-Check Fees
  • Free VISA Check Card
  • Internet Home Banking
  • Online Bill Pay
  • 24-Hour Telephone Teller
  • Free Notary Servicer
  • Free Initial Box of Checks for members 60 years of age or older

Access Share Draft accounts benefits include

  • Access to checking for members who may have been turned away elsewhere*
  • Mobile Deposit*
  • Free VISA Check Card
  • Internet Home Banking
  • Online Bill Pay
  • 24-Hour Telephone Teller

    • *Some restrictions apply

Our best account for only $7 per month! Reduce monthly fee by 10¢ with every signature-based transaction. $25 minimum opening deposit.

Only $5 per month. Reduce monthly fee by 10¢ with every signature-based transaction. $25 minimum opening deposit.

Sign up for e-statements or receive a $250 direct deposit monthly to waive the $3 monthly fee. $25 minimum opening deposit.

$8 monthly service charge, waived when $200 balance maintained.

1 Cell phone protection, personal identity theft benefit, and purchase protection are subject to additional terms and conditions. 2 Insurance products are: NOT A DEPOSIT, NOT FEDERALLY INSURED, NOT AN OBLIGATION OR GUARANTEED BY THE CREDIT UNION, ITS AFFILIATES, OR ANY GOVERNMENT AGENCY. Identity monitoring and credit monitoring require additional enrollment on BaZing.com.

*Terms and conditions apply.

If you need to place a check order, please contact your local branch.