Personal Loans

Whether it’s an unexpected expense or one you’re planning, sometimes you just need a fast way to get cash!

With a UARK FCU Personal Loan you can:

  • Replace your broken water heater

  • Take the vacation of a lifetime

  • Pay for school tuition

  • Consolidate several loans into one manageable loan

The sky is the limit when you obtain a Personal Loan through us! 

Apply online today or contact one of our loan officers.

Click Here for our latest Special!

Rates Effective: 10/16/2025                      

Rates Starting At:                                                       

  • 10.50%* - 17.00%*

    $250-$10,000

  • 6.50%*

    Up to $1500 and maximum term of 18 months

  • 6.90%*

    Up to $1,000 per employed individual

  • 3.00%*

    Above dividend rate, with no floor

    Discounts do not apply



APR*-Annual Percentage Rate. Terms and conditions apply. Credit subject to approval (Risk Based). Rate and terms subject to change without notice. Rates displayed include a combination of discounts up to max of 1.00%. Discounts include: part of our Select Employee Group, 5 years + membership, Open, active checking account AND:(a) Existing Direct deposit of $500+ monthly OR (b) Average 10 debit card transactions/month, automatic loan payments, at least two additional active products(certificate, mortgage, etc.), enrolled in eStatements.