Credit Life and Disability Insurance

Purchasing credit life and disability insurance wasn’t something Kim Stotts had ever done before. But when she fell and injured her shoulder requiring surgery, Kim was glad she had.

“I walked into UARK and my loan officer came out of her office, took one look at me with my arm in a sling and said ‘We need to talk.’”

“She filed my papers that day and I was so relieved. The hospital I worked at had failed to give me the packet for my short term disability which delayed it for weeks. If I had not had this insurance, for the first time in my adult working life, I would not have been able to pay my loans and would have lost my truck and 4 wheeler.”

Is your loan protected from the unexpected? Call your loan officer today to find out how to add payment protection!

TruStage Auto and Home Insurance

See how much you can save with a free insurance quote from TruStage!

GAP Insurance

Guaranteed Asset Protection

1) What is guaranteed asset protection?

Many times primary auto insurance settlements don’t pay off your entire loan balance in the event that your vehicle is totaled or stolen. With MEMBER’S CHOICE Guaranteed Asset Protection, you’ll know that the “gap” is covered and you won’t be left paying on a vehicle you no longer have.

2) How does it work?

Purchase GAP when you finance your vehicle and know you won’t be left holding the bag if your vehicle should become a total loss. The fee can be included with your monthly payments or made separately, just tell your loan officer which you prefer!

You can cancel within 90 days for a full refund. If you have questions, simply contact us.

3) Why is it valuable?

Vehicles often depreciate rapidly and vehicle loans are typically getting longer in term. There may be a point where you owe more on your vehicle than it’s worth. GAP will cancel the difference between the primary insurance settlement and what you may still owe. In addition, if your vehicle is stolen or totaled in an accident, GAP PLUS will cancel $1,000 of your next loan with us when you purchase a replacement vehicle within 60 days of your primary insurance settlement. MEMBER’S CHOICE Guaranteed Asset Protection helps you prepare for the unexpected.

Call our lending department today if you are interested in adding GAP Insurance.